Financial Consulting: Business Planning

Our business planning services look at the entire financial situation of your business. Below is a list of topics that we may cover during the process.

Risk management for closely held businesses

  • Risk analysis in a closely held business
  • Personnel exposures
  • Workers’ compensation and Employers’ Liability
  • Key employee risk
  • Valuing key employees
  • Key employee life insurance
  • Key employee disability income insurance

Business continuation

  • Business continuation strategies at the death of owner
  • Estate preservation planning after the death of the owner

Financial wellness

  • Workplace financial wellness
  • Employer-sponsored seminars
  • Employee benefits review

Compensation planning

  • Review of compensation structure and cash bonus strategies and arrangements
  • Deferred compensation plans
  • Life insurance in the compensation plan
  • Compensation planning for business owner and nonowner-employee

Disability of business owner or professional

  • Disability buy-sell agreements
  • Salary continuation
  • Unincorporated business
  • S Corporations
  • Business overhead expense strategies

Business transfer

  • Informal business valuation
  • Proprietorship buy-sell agreements
  • Partnership buy-sell agreements
  • Funding alternatives for the buy-sell agreement
  • LLC buy-sell agreement

Financial health/management

  • Cash reserves strategies
  • Debt management
  • Cash flow management
  • Business formation review

The subject matter in this communication is provided with the understanding that Principal® is not rendering legal, accounting, or tax advice. You should consult with appropriate counsel, and other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements.​


Ready to get started?

You tell us how you’d like to move forward. We’ll help you kick-start your plan.

Contact us today.